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Because Life Never Gets Old

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We understand that everyone’s circumstances are different. Spry Finance is here to help you decide if a Lifetime Loan is right for you.

New Loan Enquiry

We will do everything we can to help you understand how a Lifetime Loan works and if it is right for you.

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Green Lifetime Loans

Green Lifetime Loan

The Green Lifetime Loan packs more benefits like a reduced interest rate and set-up fee to the standard Lifetime Loan.

Green Lifetime Loan

No Negative Equity Guarantee

You will never owe more than the value of your home.

No Negative Equity Guarantee
Optional Repayments

Optional Repayments

Optional Repayments can be made to manage the loan balance without incurring an Early Repayment Charge (ERC) if you so wish.

Optional Repayments

Think it Through

We understand that this is an important decision in your life, at Spry we don’t take this lightly.

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Lifetime Loan Calculator

Lifetime Loans are not right for everyone so before you go ahead considere all the alternatives.

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Living with a Loan

We’re with you at every stage of the decision making process, offering sound advice.

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Find out more about Lifetime Loans

Living with a Loan

We will be there to help with any queries you may have in relation to your Lifetime Loan. We will guide you through the process, telling you exactly how it all works.

Step by Step Process »

Lifetime Loan Calculator »

Your Needs »

Our Team »

Some say life is short, but it's the longest thing you'll ever do.

If you have future plans that need financing and you’re over 60, a lifetime loan could be the solution you’re looking for.

Talk to us       New loan enquiry

Legal Warnings

The following warnings contain important and useful information so please read them carefully.

For Lifetime Loans:

WARNING: WHILE NO INTEREST IS PAYABLE DURING THE PERIOD OF THE MORTGAGE, THE INTEREST IS COMPOUNDED ON A MONTHLY BASIS AND IS PAYABLE IN FULL IN CIRCUMSTANCES SUCH AS DEATH, PERMANENT VACATION OF OR SALE OF THE PROPERTY.

WARNING: PURCHASING THIS PRODUCT MAY NEGATIVELY IMPACT ON YOUR ABILITY TO FUND FUTURE NEEDS.

WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.

WARNING: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOAN EARLY.

If your Lifetime Loan is being used for debt consolidation purposes:

WARNING: THIS NEW LOAN MAY TAKE LONGER TO PAY OFF THAN YOUR PREVIOUS LOANS. THIS MEANS THAT YOU MAY PAY MORE THAN IF YOU PAID OVER A SHORTER TERM.

 

Spry Finance
38 Pembroke Road,
Ballsbridge,
Dublin 4,
D04 E3E6,
(01) 5822 570

Registered Office:
Fifth Floor,
40 Mespil Road,
Dublin 4,
D04 C2N4,
Ireland
Registered No. 409589

  • Home
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New Loan Enquiry
We are here to guide you through the process, telling you exactly how it works.

[email protected]       (01) 5822 570

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Seniors Money Mortgages (Ireland) DAC, trading as Seniors Money, Spry Finance and Spry is regulated by the Central Bank of Ireland.

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