Talking it over

Whilst it absolutely remains your call, we strongly recommend that you discuss your intention to apply for a Lifetime Loan with your family or any other person having an interest in the property.

We also strongly recommend that you seek additional independent financial advice from a qualified source about any possible effect that a Lifetime Loan could have on means-tested State benefits and other related matters.

Independent Legal Advice

It is a condition of the loan that you receive independent legal advice before accepting any loan offer made to you.  An independent firm of solicitors must act for you.

  • You must use your own solicitor who will be representing you and not us. We do not influence and are not responsible for the advice they provide.
  • If you do not currently have a solicitor you can find one near you on the Law Society of Ireland’s website at lawsociety.ie/Find-a-Solicitor »
  • You are responsible for agreeing and paying your solicitor’s legal bill directly with them. The Lifetime Loan Set-Up Fee does not include your solicitor’s legal bill.

Please notify your solicitor once you have applied through Spry for a Lifetime Loan that you have nominated them to receive the legal documents.

Get in Touch

If you want to take things further, we will work with you to build a clear picture of your own personal needs and whether or not a Lifetime Loan is suitable to meet them.

We will guide you through the process, telling you exactly how it all works. The first step is to get in touch with us.

New Loan Enquiry