Spry Finance, You're in safe hands

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  • Home
  • About Us
    • Spry Finance and Seniors Money
    • EPPARG
  • Lifetime Loans
    • How much can be borrowed?
    • Borrowing more
    • Interest
    • Eligibility Criteria
    • Residents in the home
    • Repayment Events
    • Early Repayment Charge
    • Fees and Costs
    • No Negative Equity Guarantee
  • Think it through
    • How much to borrow
    • How much will be left?
    • Talking it over
    • Your Needs and Options
    • Lifetime Loan Calculator
  • Living with the loan
    • Account Statements
    • Annual Questionnaire
    • Personal Representatives
    • Property Maintenance
    • Complaints
    • FAQ’s
  • The process
    • COVID-19 Arrangements
  • Contact
    • New Loan Enquiry
  • Warnings
  • Search
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  • Terms
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Legal Warnings

The following warnings contain important and useful information so please read them carefully.

For Lifetime Loans:

WARNING: WHILE NO INTEREST IS PAYABLE DURING THE PERIOD OF THE MORTGAGE, THE INTEREST IS COMPOUNDED ON A MONTHLY BASIS AND IS PAYABLE IN FULL IN CIRCUMSTANCES SUCH AS DEATH, PERMANENT VACATION OF OR SALE OF THE PROPERTY.

WARNING: PURCHASING THIS PRODUCT MAY NEGATIVELY IMPACT ON YOUR ABILITY TO FUND FUTURE NEEDS.

WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.

WARNING: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOAN EARLY.

If your Lifetime Loan is being used for debt consolidation purposes:

WARNING: THIS NEW LOAN MAY TAKE LONGER TO PAY OFF THAN YOUR PREVIOUS LOANS. THIS MEANS THAT YOU MAY PAY MORE THAN IF YOU PAID OVER A SHORTER TERM.

 

Spry Finance, You're in safe hands

Spry Finance
38 Pembroke Road,
Ballsbridge,
Dublin 4,
D04 E3E6

(01) 5822 570
[email protected]

Registered Office:
Marine House,
Clanwilliam Place,
Dublin 2,
D02 FY24

  • Important Information
  • About Us
  • Lifetime Loans
  • Think it through
  • Living with the loan
  • The process
  • Contact
  • Terms
  • Privacy
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Seniors Money Mortgages (Ireland) DAC, trading as Spry Finance and Seniors Money, is regulated by the Central Bank of Ireland. Registered in the Republic of Ireland, No. 409589.