More about Lifetime Loans
A Lifetime Loan becomes repayable when you permanently cease to reside in your home or pass away.
With a fixed rate Lifetime Loan, if you repay some or all of the loan before it falls due, an Early Repayment Charge may arise – click here for more »
The maximum amount you can borrow depends on your age and the value of your home, subject to an overall maximum loan size, e.g. €500,000 – click here for more information on how much you can borrow »
You must be aged 60 or over and own your own home and it must be of standard construction, located within the Republic of Ireland and worth a certain minimum amount. Please refer to the current Fact Sheet for details of the minimum property values currently required – click here for eligibility criteria »